Small Business

How does it Work?

You may have just sold a product or service and you now have to wait to receive monies from the purchaser. In some cases this could be 30, 60, and 90 days or more before you receive funds.

Alternatively you may be short of monies for whatever reason and you require immediate short term business finance until some accounts settle.

In business cash flow is king and rather than waiting for funds we can give you access to your future funds within 24-48 hours. Essentially we offer fast business finance.

At VIP Cashflow we specialise in providing short term business loans for Small and Medium Business. You can now access immediate Cash flow which allows you to carrying on what you do best – selling your product and services.

You no longer need to wait as we will be able to provide a short term business loan to you immediately. All we need is a little information from you and then we will be able to deposit monies directly into your account.

What’s the Process?

Step 1: Complete an Application Form

Please fill it out and sign the application and fax it back to us with a copy of the following documents:

  • Copy of Your Drivers license – Directors/owner (first time only)
  • Copy of Your Medicare Card – Directors/owner.(first time only)
  • Other Supporting Documentation this will depend on each individual situation.

You can submit your documents by uploading to the application form, or fax on 130073656 or email

Step 2: Review and Acceptance

Once we have received your application we review it and approve it (subject to it meeting our guidelines). At this moment we will conduct a Company credit check and other due diligence.

We will then send you a Short Term Loan Agreement where the terms and agreed settlement date are listed. Simply sign this and fax it back. Other paperwork may be required depending on the type of loan required.

Step 3: Funds in Your Account

Once we have received the Short Term Loan Agreement, we will then deposit funds directly into your account, less the relevant interest/fees owing to VIP Cashflow.

To Apply Now simply click on the link below to fill in our online application form, or call 1300 736 676 and we will email one to you.

View – Small Business Application Form